Savings & Loan Rates

Montana quarter on top of $20 bills

Savings Rates

Rates effective as of February 1, 2023

Regular Shares

Account Type Rate APY
Regular Shares

From $1.00 to $3000

1.25% 1.26%
2nd Tier Regular Shares

From $3001 and above

1.25% 1.26%

IRA Accounts

Account Type Rate APY
Regular IRA 1.25% 1.25%

Christmas Club

Account Type Rate APY
Christmas Club - all balances

Maximum contribution 300.00 per month

5.00% 5.13%

CDs

Rates effective as of February 22, 2023

Term Rate APY
90 Days 0.750% 0.753%
6 Months 0.950% 0.954%
12 Months 1.250% 1.257%
18 Months 1.350% 1.358%
24 Months 2.500% 2.529%
36 Months 3.000% 3.042%

APY is the Annual Percentage Yield and is subject to change. Dividends on your savings are calculated daily, paid monthly, and are shown on your quarterly statement. Fees could reduce earnings on the account. Rates may change after the account is opened. For more current rates please contact the credit union.

Loan Rates

Rates effective as of February 1, 2023

Vehicle Loans

Vehicle Amount Term APR
Cars, vans, SUVs, trucks Based on collateral Up to 7 years as low as
2.88%
Fifth-wheels, trailers Based on collateral Up to 7 years as low as
4.82%
RVs Based on collateral Up to 15 years as low as
4.82%
Side-by-sides Based on collateral Up to 7 years as low as
3.86%
ATVs Based on collateral Up to 7 years as low as
3.86%
Boats Based on collateral Up to 7 years as low as
3.86%
Motocycles Based on collateral Up to 7 years as low as
3.86%
Snowmobiles Based on collateral Up to 7 years as low as
3.86%

Personal Loans

Loan Type Amount Term APR
Signature Loan Based on credit Up to 4 years as low as
3.86%
Line of credit Based on credit Revolving as low as
12.50%
Visa credit card Based on credit Revolving as low as
11.90%

Real Estate Loans/LOC

Loan Type Amount Term APR
Express Mortgage Up to $250,000 15 years Call for rate
Home Equity Line of Credit Up to $250,000 Up to 20 years as low as
Prime +0%
First Mortgages, single family Up to $484,350 Up to 30 years Call for info
First Mortgages, four family Up to $931,600 Up to 30 years Call for info

APR = Annual Percentage Rates, are based on excellent credit, are subject to change. Your rate may vary based on your credit history. All loans are subject to approval. We are an Equal Housing Lender. Contact the credit union for current rates.