Personal Loans

Closeup of man holding a credit card on his laptop

Shared-Secure Loans

Regardless if you need money for a get-a-way vacation, family celebration, or car repairs, we’re ready to help. As a not-for-profit credit union, we’re able to offer you flexible terms and the lowest possible rates.

Visa Credit Card

Our Visa Credit Card offers a reliable low fixed rate for purchases, cash advances and balance transfers. It’s a solid value without gimmicks and teasers:

  • Great low rate of 11.9% APR
  • NO annual fee
  • NO cash advance or balance transfer fees
  • EMV-chip for secure transactions and ease of use when you travel
  • Roadside Dispatch roadside assistance
  • ID Navigator notification powered by NortonLifeLock

Line of Credit

A personal line of credit from High Peaks FCU works like a credit card, making funds available again as you pay down your balance. It gives you immediate access to cash the moment you need it. It’s convenient and affordable. You only pay interest on the funds you use.

Signature Loan

A great way to pay for larger purchases, debt consolidation and more. Low rate with terms to 48 months.

  • No collateral required
  • No application fee
  • Flexible terms for payments to fit your budget
  • Borrow a lump sum with a fixed repayment period

View our current personal loan rates

Download Loan Application