We offer loans for purchases, refinances, or putting your equity to work.
Refinance with Express Mortgage
Borrow up to $325,000 for up to 20 years at a fixed rate.
Flat fee as low as $1,699
Half what most banks charge, and no other fees!
- NO appraisal fees
- NO underwriting fees
- NO application fees
- NO processing fees
- NO origination fees
- NO credit report fees
Fixed Annual Percentage Rate based on 10-Year US Treasury Bill plus a margin at time of funding. For loans above $250,000, flat fee of $1,999 applies.
Home Equity Line of Credit
Variable APR as low as Prime plus Zero. A ready source of cash when you need it
- Lines up to $250,000
- Easy anytime advances online, by check, phone or in person
- Interest may be tax deductible (Consult your tax advisor)
- Use for home improvements, bill consolidation, car repairs and other purposes
Annual Percentage Rate based on Wall Street Journal Prime Rate.
For purchases or refinances
- Competitive rates
- Terms up to 30 years
- Fixed or variable rates
- 0-point options
- Conventional, FHA, USDA and RD mortgages
- Rentals and owner-occupied 1-4 unit properties
- Lower fees than most banks
Maximum loan amount: $484,350 for a single residence and up to $931,600 for a four-unit. Loans available on residences, condos and townhomes in MT only. All loans subject to approval.