Vehicle Loans

Pickup truck with camper on open road

Cars, trucks, vans and SUVs

Get great low rates that credit unions are known for, with terms that fit your budget.

  • New and used
  • Terms to 84 months*
  • Up to 100% financing with good credit
  • No application fees
  • No prepayment penalties
  • No prepaid finance charges

Big trucks too

Including three-quarter and one-ton trucks with crew cabs and enough capacity to haul weeks’ worth of groceries, hunting, camping and fishing equipment or whatever you want.

* FICO 720 required for 84-month terms. $20,000 minimum loan for terms greater than 60 months

Extra protection for your vehicle

Mechanical Repair Coverage

Protect your investment with Mechanical Repair Coverage from High Peaks FCU. MRC offers the same coverage as a dealer’s extended warranty, but costs a lot less. And your premium can be included in your monthly payments.

Guaranteed Asset Protection

If your vehicle is stolen or totaled, you could still be responsible for the balance of your loan. Guaranteed Asset Protection covers the difference between what your auto insurance pays and what you still owe.

Recreational vehicles of every sort


What’s Montana without toys?

Relax with our affordable rates and flexible terms for payments on whatever moves you.

  • New and used
  • Up to 100% financing*
  • Terms to 180 months for RVs
  • Terms to 84 months for side-by-sides, ATVs, motorcycles, boats, snowmobiles

Fifth-wheels and trailers too!

Hit the open road for adventures your whole family will love.

View our current vehicle loan rates

* FICO score of 720 required for 100% financing.

Download Loan Application