Savings & Loan Rates

Montana quarter on top of $20 bills

Savings Rates

Regular Shares Rates
Rates effective as of May 20, 2021
Account Type APY Rate
Regular Shares

From $1.00 to $3000

0.05% 0.05%
2nd Tier Regular Shares

From $3001 and above

0.05% 0.05%
IRA Accounts Rates
Rates effective as of May 20, 2021
Account Type APY Rate
Regular IRA 0.05% 0.05%
Christmas Club Rates
Rates effective as of May 20, 2021
Account Type APY Rate
Christmas Club - all balances

Maximum contribution 300.00 per month

0.05% 0.05%

APY is the Annual Percentage Yield. The Annual Percentage Yield (APY) is accurate as of January 1, 2017. Dividends on your savings are calculated daily, paid monthly, and are shown on your quarterly statement. Fees could reduce earnings on the account. Rates may change after the account is opened. For more current rates please contact the credit union.

Loan Rates

Vehicle Loans Rates
Rates effective as of June 25, 2021
Vehicle Amount Term APR
Cars, vans, SUVs, trucks Based on collateral Up to 7 years as low as
3.75%
Fifth-wheels, trailers Based on collateral Up to 7 years as low as
5.75%
RVs Based on collateral Up to 15 years as low as
5.75%
Side-by-sides Based on collateral Up to 7 years as low as
5.25%
ATVs Based on collateral Up to 7 years as low as
5.25%
Boats Based on collateral Up to 7 years as low as
5.25%
Motocycles Based on collateral Up to 7 years as low as
5.25%
Snowmobiles Based on collateral Up to 7 years as low as
5.25%
Personal Loans Rates
Rates effective as of May 21, 2021
Loan Type Amount Term APR
Signature Loan Based on credit Up to 4 years as low as
7.50%
Line of credit Based on credit Revolving as low as
12.50%
Visa credit card Based on credit Revolving as low as
11.90%
Real Estate Loans/LOC Rates
Rates effective as of May 21, 2021
Loan Type Amount Term APR
Express Mortgage Up to $250,000 15 years Call for rate
Home Equity Line of Credit Up to $250,000 Up to 20 years as low as
Prime +0%
First Mortgages, single family Up to $484,350 Up to 30 years Call for rate
First Mortgages, four family Up to $931,600 Up to 30 years Call for rate

APR = Annual Percentage Rates, are based on excellent credit, are subject to change and are accurate as of May 1, 2020. Your rate may vary based on your credit history. All loans are subject to approval. We are an Equal Housing Lender. Contact the credit union for current rates.